Urban Poor Strategies
Getting Land for Housing; what strategies work for Low-income People
SUMMARY: The struggle by low-income groups in urban areas to get housing and basic services is often a struggle either to get land on which to build or to get tenure of land they already occupy. Their drive to get land, their energy and their capacity are never factored into official housing policies. In many nations, the last 10 years have shown how the scale and scope of what they can do is much increased when they are organized through feder- ations of savings groups and these federations are offering government partnerships in addressing their needs for housing and services. Where national and local governments respond positively, much can be achieved as shown by government–federation partnerships in Thailand, the Philippines, Zimbabwe, Sri Lanka and Cambodia. Even local governments with limited funding and capacity can increase the supply and reduce the cost of land for housing through allocating publicly owned land, through making available land for housing by extending infra- structure and services to new areas, and through pro-poor changes to building and land use regulations and the ways these are applied. Organized urban poor groups have also shown how they can often negotiate an affordable price with the owner of the land they occupy, if supported to do so (as in Thailand and the Philippines). Urban poor groups also find ways to narrow the gap between the cost of the land they need and what they can afford – smaller plot sizes (although this has to be negotiated with the authorities) and incremental building, and the use of credit (so costs are spread over time). This may be helped by careful use of subsidies. What delivers for the urban poor is not the provision of legal title but governments and international agencies that listen to, work with and support them, including providing finance that they can draw on as and when needed. From friends at IIED, ACHR and SDI 2009 E&U Brief 19
Deepening Community Welfare in Thailand
Cconversation with Somsook Boonyabancha * Between September 2 and 4, 2004, CODI organized a national seminar of 700 key community leaders from all over Thailand on community-driven welfare in Bangkok. The idea was to discuss and reflect on the community welfare activities already going on in urban and rural communities, and to find ways to deepen and broaden this movement. The theme of the seminar was "Community welfare: Solving poverty at the roots." Here are some thoughts on what was discussed, and on Thailand's growing community welfare movement, from CODI's director, Somsook Boonyabancha.
CATALYSING PRO-POOR DEVELOPMENT, THE ROLE OF SAVINGS AND SAVINGS ORGANIZATIONS
JUNE 2004 * KEY ISSUES ARISING FROM AN INTERNATIONAL WORKSHOP ON HOUSING FINANCE AND POVERTY – BANGKOK COMPILED BY DIANA MITLIN This workshop was organized by the Asian Coalition for Housing Rights (ACHR), the Community Organization Development Institute (CODI) and the International Institute for Environment and Development (IIED).
Savings & Credit & Community Funds
Report from the international meeting of practitioners of Flexible Finance by People for People 52 pages PDF file 2.2 MGs text and photos
Information and Money is Power
INFORMATION + MONEY is POWER You collect information about yourselves and use it powerfully to negotiate with the outside world. You collect money as a way of collecting people and bringing the community together. You create a discipline in managing this money which allows you to arbitrate for more resources for the community. A short 2 pages from Celine D'Cruz 102 Kbs
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